Important Disclosures

Advisory Services Disclosure

Mosaic Wealth Management, LLC ("Mosaic") is an investment adviser registered with the U.S. Securities and Exchange Commission ("SEC"). Registration with the SEC does not imply a certain level of skill, expertise, or training.

The information contained on this website is provided for informational and educational purposes only and should not be construed as personalized investment advice, tax advice, legal advice, or a recommendation to buy or sell any security or investment strategy. The information presented may not be suitable for all investors and should not be relied upon as the sole basis for making investment decisions.

Prospective and current clients should consult with their financial, tax, and legal professionals regarding their individual circumstances before implementing any financial planning or investment strategy.

Form ADV and Additional Information

Additional information about Mosaic's advisory services, fees, conflicts of interest, and disciplinary history is available in the firm's Form ADV Part 2A and Form CRS.

Copies may be obtained by contacting Mosaic directly or by visiting the SEC's Investment Adviser Public Disclosure website at:

http://www.adviserinfo.sec.gov

Investment Risks

All investments involve risk, including the possible loss of principal. There can be no assurance that any investment strategy will achieve its objectives or avoid losses.

Past performance is not indicative of future results. Historical performance results are not a guarantee of future returns. Investment returns and principal values will fluctuate, and investors may gain or lose money.

Different types of investments involve varying degrees of risk. There can be no assurance that any specific investment or strategy will be profitable or suitable for a particular investor.

Financial Planning Services

Financial planning recommendations are based upon information provided by the client and are subject to change as circumstances change. Financial plans and projections are based on assumptions that may not materialize. Actual results may differ materially from projections or expectations.

Implementation of any recommendations remains solely at the discretion of the client.

Tax and Legal Information

Mosaic does not provide legal or accounting services. Any discussions regarding tax matters are provided for informational purposes only and should not be construed as tax advice.

Clients should consult their qualified tax professionals and legal counsel before implementing any tax, estate planning, business planning, or legal strategy.

Third-Party Content

Some of this material was developed and produced by FMG Suite to provide information on a topic that may be of interest. FMG Suite is not affiliated with Mosaic or any of its representatives. The opinions expressed and material provided are for general information, and should not be considered a solicitation for the purchase or sale of any security.

This website may contain articles, commentary, newsletters, videos, calculators, tools, links, or other content provided by third-party sources.

Third-party content is provided solely as a convenience and for educational purposes. Mosaic does not independently verify the accuracy, completeness, or timeliness of third-party information and does not guarantee its accuracy.

The inclusion of third-party content should not be construed as an endorsement by Mosaic or as a recommendation of any specific investment, product, service, strategy, or provider.

Calculators and Interactive Tools

Any calculators, questionnaires, worksheets, interactive tools, or educational resources available through this website are provided solely for educational and illustrative purposes.

Results generated by these tools are based upon assumptions, estimates, and user-provided inputs that may not reflect actual market conditions or future results. These tools should not be relied upon for investment, tax, legal, or financial planning decisions.

Market Commentary and Educational Content

Market commentary, blog posts, newsletters, videos, webinars, podcasts, white papers, and educational materials are intended solely to provide general information and educational content.

Such materials are not intended as individualized recommendations and should not be construed as advice regarding the purchase or sale of any security, investment strategy, or financial product.

Any opinions expressed are subject to change without notice and may not reflect future developments or market conditions.

Values-Based, ESG, and Socially Responsible Investing

Where applicable, Mosaic may offer values-based, socially responsible, ESG, faith-based, or other customized investment approaches.

Investors should understand that applying non-financial criteria to investment decisions may cause investment performance to differ from strategies that do not incorporate such criteria.

There can be no guarantee that any values-based investment strategy will achieve its stated objectives or produce favorable investment outcomes.

Hyperlinks and External Websites

This website may contain links to third-party websites. Such links are provided solely as a convenience.

Mosaic has no control over the content, security, privacy policies, or availability of third-party websites and assumes no responsibility for information, products, services, or content available through those websites.

The inclusion of any link does not constitute an endorsement, recommendation, sponsorship, or affiliation.

Social Media

Mosaic may maintain profiles or publish content through various social media platforms.

Comments, "likes," shares, follows, or other interactions should not be construed as testimonials, endorsements, recommendations, or verification of any client's experience with Mosaic.

Social media content is intended for informational purposes only and may not be updated regularly. Information presented through social media should not be considered a recommendation regarding any investment strategy, product, or service.

Website Availability and Accuracy

Mosaic makes reasonable efforts to maintain current and accurate information on this website; however, no representation or warranty is made regarding the accuracy, completeness, or timeliness of the information provided.

Information may become outdated and may be changed without notice.

Geographic Limitations

Mosaic only conducts advisory business in jurisdictions where it is properly registered, exempt from registration, or otherwise permitted by applicable law.

Nothing contained on this website shall be construed as a solicitation to provide advisory services in any jurisdiction where doing so would be unlawful.

Copyright Notice

All content contained on this website is the property of Mosaic Wealth Management, LLC unless otherwise indicated and may not be copied, reproduced, distributed, modified, displayed, published, or transmitted without prior written permission.

© 2026 Mosaic Wealth Management, LLC. All Rights Reserved.